Monday, February 9, 2015

Here's A List Of RadioShack Stores Slated To Close By March 31

RadioShack as we know it is dead.

The electronics retailer, which filed for bankruptcy protection last week, will sell up to 2,400 stores. Many of those stores are slated to stay open and be operated by Sprint. The rest of the stores are scheduled to shut down.

Store closures will start as soon as February 17, according to court documents. In total, 1,784 stores could potentially close by the end of March.

Below is RadioShack's "potential store closure list," which can be found on the company's website. The list is grouped by sale termination date (ie. when the stores are planning to close), with the first bunch of stores scheduled to close on February 17, the second group scheduled to close on February 28, and the third group scheduled to close on March 31.

According to The Wall Street Journal, liquidation sales have already begun. Head on over to the WSJ's site for a searchable map of which RadioShack locations are planning to close.

RadioShack did not immediately respond to The Huffington Post's request for comment.

RS Store Closure List


Saturday, February 7, 2015

'Super Women' Replace Supermodels In Fashion Ads And The Results Are Epic

It's safe to say that non-models are having a moment in the fashion industry.

Once our beloved Joan Didion for Céline campaign hit the interwebs in January, it seems there's been a series of fabulous, unconventional ads to take our news feeds (and hearts) captive.

But what if, instead of these ads being a pleasantly surprising exception, they became the rule? That's the question Elisa Rodríguez-Vila, a writer at Fusion not only asked but answered -- by taking matters into her own hands.

Rodríguez-Vila has taken some of our favorite "super women" (Ruth Bader Ginsburg, Laverne Cox and Gloria Steinem to name a few,) and superimposed them on to fashion ads for big names like Chanel, Versace and Louis Vuitton. In an e-mail to HuffPost Style, she explained her inspiration for the project:

I enjoy flipping through fashion magazines just as much as the next person, but I didn't fully realize how bored I had become with fashion ads until I saw the Joan Didion Celine ad. I've never even been able to afford a pair of socks by Celine, but all of a sudden they had my attention on so many levels. This was a woman who was beautiful and stylish, but those characteristics were just footnotes to the amazing life she has led. It got me thinking how EASY it would be to recreate that feeling with in fashion ads.

She also notes that in making these images, her intention is not to detract from a career in modeling, but merely to suggest that, as demonstrated by many ads this year, great style isn't confined to just models. "This doesn't mean I think models are completely void of intellect or live totally un-interesting lives," she said, adding, "the point of creating these "dream fashion ads" was simply to suggest an added diversity to the fashion world. Women who are older, or who don't fit into the traditional standards of beauty and gender can make amazing models, and shouldn't be excluded."

We couldn't agree more. Click here to read the entire story.


Friday, February 6, 2015

Americans Are More Stressed About Money Than Anything Else -- And It's Taking A Toll On Their Health

The economy may be improving, but finances are still a stressful burden on Americans -- especially among young adults and parents, according to the American Psychological Association's new Stress in America survey.

The report highlights a growing health problem when it comes to well-being and financial security. Nearly three-quarters of participants reported feeling stressed about money at some point, with some respondents saying they went as far as sacrificing health care because of finances.

"When people are financially challenged, it makes sense their stress level could go up," Norman Anderson, Ph.D., the chief executive officer and executive vice president of the American Psychological Association said in a press conference Wednesday. "Many industries in the economy have shown improvement, but we still know many people aren't benefiting and are still concerned about economic well-being."

The 2015 report, which was conducted by Harris Interactive on behalf of the APA, surveyed more than 3,000 American adults in August 2014. While the APA reports that stress is down overall, there are still some major health concerns. Below are some of the survey's biggest findings about financial anxiety, general stress and well-being:

  • Money is the No. 1 stressor overall, but particularly for millennials, those in Generation X and for parents.
  • Nearly 1 in 5 Americans say they have skipped or considered skipping going to the doctor in the last year when they needed heath care due to financial problems.
  • Those who reported experiencing extreme money concerns were also more likely to resort to unhealthy behaviors to manage their stress.
  • A third of Americans said a lack of money prevents them from living a healthier lifestyle.
  • Women are more stressed than men overall, with 51 percent reporting that stress has kept them awake at night, compared to only 32 percent of men.

When financial worries become too much of a barrier to a healthy lifestyle, experts recommend seeking social support to mitigate stress.

"You may not be able to change your financial situation but you may be able to better manage it," said Katherine Nordal, Ph.D., executive director for professional practice at the APA. "I think having a support system -- some people who believe in you -- gives you that extra emotional strength to be able to get through the day and do the things you need to do to try to improve your situation."

There's ample research to support her claim, not to mention that emotional support is beneficial for issues beyond financial concerns. Studies show a close-knit support system can improve your longevity, encourage you to be active and even lower your risk for heart disease.

"Emotional support helps with managing stress from a variety of sources," Anderson said. "It's one of the most generally positive things one can do for their health and emotional well-being."


Thursday, February 5, 2015

Uber Can't Really Prove That It's Caused A Reduction In Drunk Driving Accidents

Last week Uber revealed another way the ridesharing service is revolutionizing travel: Cities that use Uber see a reduction in drunk driving accidents among young people, a company report showed.   

"When empowered with more transportation options like Uber, people are making better choices that save lives," the company declared.

David Plouffe 2013 President Obama's former campaign manager who is now filling the same role for Uber 2013 emailed millions of users to share the astounding news. "Since we launched uberX in California, drunk-driving crashes decreased by 60 per month for drivers under 30," Plouffe wrote. "That's 1,800 crashes likely prevented over the past 2 ½ years."

What is Uber's evidence that they "likely prevented" so many crashes?

Not much.  

Indeed, Mothers Against Drunk Driving, which co-authored the report, cautioned us against connecting the rise of Uber to a drop in drunk driving. "Nobody is saying that there is a causation relationship here, this is a correlation relationship. Purely correlational," said Amy George, senior vice president of marketing and communications for MADD. (MADD took a less cautious stance in a  press release last week: New Report from MADD, Uber Reveals Ridesharing Services Important Innovation to Reduce Drunk Driving.)

Uber's report has two key graphics: The first shows alcohol-involved crashes in California markets where Uber operates. The second shows the same, but in cities where there is no Uber service. Each graph compares accidents between under-30 and 30-and-over drivers. The charts actually show, in general, a downward trend of drunk driving accidents in both Uber and non-Uber markets.

But Uber and Plouffe are hanging their assertion on another facet of the analysis: drunk driving crashes for those under 30 have dropped more in cities that have Uber versus those that don't.

 

"We believe there is a direct relationship between the presence of uberX (Uber's lowest-cost option) in a city and the amount of drunk driving crashes involving younger populations," the report says.

That could be. But we don't really know, and neither does Uber.

 

Uber does not provide evidence in its report that Uber users and those under 30 are the same population. A methodology shared with us by Uber asserts that their users are generally younger and more technologically savvy. MADD's George said they sent the data analysis to an outside research group for extra vetting. She declined to name the group because they were not formally part of the report.

Michael Amodeo, an Uber spokesperson, sent us a statement in response to questions about the analysis:

"We believe the results of the study are an encouraging step in the right direction and provide evidence that ridesharing services like Uber are making a meaningful and positive impact on mindsets and the rate of drunk driving. We attempt to deal with other factors in our study by breaking out the under 30 and over 30 groups, and we're comparing them against each other."

Uber's report credits an analysis by Nate Good, who is chief technology officer for an online ticketing company as well as an amateur statistician and self-described ridesharing proponent. Uber's report reads: "Inspired by Nate Good's analysis -- which demonstrated a clear downward trend in alcohol-related crashes in Pennsylvania's youngest cohort once ridesharing was available -- we decided to replicate that study in California at large using data procured from the State."

However, Good's study had nothing to do with "alcohol-related crashes." Good analyzed DUI arrests. "That was a poor choice of words on Uber's part," Good told us.

Good was careful to note various caveats of his analysis. No 1 on his list: "Correlation does not equate to causation." No. 2: "I am a computer science professional and a data science enthusiast, but by no means a statistician."

Good said he attempted to analyze alcohol-involved crash data but could not find a reliable data source.

We've also reached out to Plouffe, but haven't heard back yet.

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Tuesday, February 3, 2015

Here's What The People Delivering Your Instacart Groceries Really Think

In today's app economy, part-time work just isn't what it used to be.

Once upon a time, a part-time job at a supermarket would have meant spending hours behind a cash register. These days, a part-time grocery job could mean spending hours in your car waiting for an order to come in -- and not necessarily getting paid for that time.

As Instacart, a grocery delivery app that pairs customers with personal shoppers, continues to increase in popularity, some employees at the much-hyped startup are speaking out about what it's really like to do their jobs. Their experiences raise a number of questions about what the future holds for increasingly popular apps that offer on-demand services, from car rides to vacation rentals to home cleaning.

Instacart contracts with 4,000 independent personal shoppers, who work in 15 cities around the country. Shoppers receive a digital shopping list from customers and then pick out those items at a local grocery store, before showing up at the customer's door with the goods. In return, the shoppers are "compensated based on a formula that factors in the number of orders per shift and the number of items per order," according to a company spokeswoman. "During busy shifts, shoppers can earn $20 or more an hour depending on tips.” The company's website says shoppers "make up to $25 an hour."

When shifts aren't busy, several employees said their minimum hourly base pay was $10, and that their typical hourly pay usually hovered around that figure. Instacart declined to confirm whether it offers base pay, and some Instacart workers told HuffPost they are not offered an hourly guaranteed wage.

“It’s a really strange job, and there are many weeks where you’re just sitting in the car waiting for orders and hoping something comes in, not being paid to be there,” one of Instacart’s personal shoppers, a 24-year-old college dropout based in Chicago, told The Huffington Post in an interview. “But it’s keeping gas in my car. I’m working a job that requires gas that is essentially just paying for my car. It feels like selling my hair to buy a hairbrush.”

The employee, who did not wish to be identified for fear of losing his job with the company, said that during his first week with Instacart, he made about $350 working just three days. At the end of the week, however, he made a mistake on an order and received a negative customer rating, which led to fewer and smaller orders to fill. Because he’d only been working for a few shifts, it took some time for his "shopper score" -- and his pay -- to bounce back. Meanwhile, his better-rated colleagues were getting more lucrative opportunities.

He would have quit months ago, he said, but he needs the money to keep his car, which he uses to get to his other two part-time jobs.

“It feels like I’m playing a video game, except in real life for real money," he said.

Another shopper who worked with the company in Philadelphia for six months last year said the amount of driving required by the gig sometimes meant spending more money on gas than she earned over a five-hour shift making deliveries to neighborhoods and suburbs located more than a half-hour’s drive from her home near Center City. The 31-year-old entrepreneur is no longer with the company.

“For a part-time gig to earn some extra cash, sure, [the pay was fair],” the former shopper, who also did not want to be identified by name, told HuffPost. “Not really for a main source of income because it's minimum wage and very physically and mentally taxing.”

Not all Instacart workers are disenchanted, of course. Another employee in Chicago, a 27-year-old film student and musician who started shopping for Instacart two months ago, told HuffPost he is “overall pretty grateful” for the work. He praised the experience as “kind of fun” -- like being a contestant on the defunct game show “Supermarket Sweep.” He plans to stick around.

“There are days when I’m on point and can see the order, and it’ll be like ‘A Beautiful Mind’ and I can just map out the whole store in my head and know where everything will be,” he said. “Other days, I’m just staring [down an aisle] like, ‘Where is the molasses?’ Those moments to me are the worst because in my mind I feel the clock moving.”

Lace, a 28-year-old performance artist who started working as an Instacart shopper in Houston last year but has since transferred to Los Angeles, also said she "loves" working for the company.

"It's really easy work that pays well," Lace told HuffPost.

The worst part, she said, is dealing with "pushy and demanding" customers who don't tip, even after she lugs heavy items -- like cases of bottled water -- into their homes. When Instacart shoppers order multiples of the same heavy item, like cases of water or bags of cat litter, the company formula still counts those as "one" item, shoppers explained. As a result, getting the order to the customer's house doesn't always come with a bulk-order bonus.

"Some complain about the price of produce, then you get to their place and they live in a giant mansion in the hills," Lace added. "Catering to every whim of the upper crust, when you're just trying to hustle through your shift, can be aggravating, but we do our best."

Sunil Raman, a general manager at Instacart, told HuffPost that the company's data on the continued activity of its shopper fleet indicates that most shoppers are happy with the gig.

"There are bound to be bumps in the road, but we’re really working hard to help our shoppers along the way," Raman said.

Scrolling through dozens of Instacart worker reviews on Glassdoor.com, a site that lets people post anonymous reviews and salary information about companies, some common themes emerge: People posting on the site described being happy with the flexible scheduling, a high level of autonomy and a relatively relaxed work environment. Other posters complained about sometimes-unpredictable pay and the isolation of spending most of a work shift alone, as well as the financial stress of paying for a vehicle, gas, tolls and smartphone -- the engine that powers it all.

Arun Sundararajan, a professor at New York University who has been dubbed the “go-to expert” on the so-called sharing economy, said the conditions are ripe for a company like Instacart to expand rapidly, as on-demand apps continue to grow in popularity. (The sharing economy, for the uninitiated, describes an emerging business category catering to individuals who rent or borrow goods, such as cars or apartments, instead of buying them.) Instacart also sees greater odds for success thanks to the availability of apps and smartphones that use GPS, technologies that weren't in people's pockets when dot-com flameouts like Kozmo and Webvan attempted grocery delivery and failed.

“It’s very easy for someone to get a GPS-enabled smartphone, so your labor pool is potentially huge, and the technology in the stores has also become far more amenable to this,” Sundararajan said. “The click-and-collect model of how we buy stuff has become increasingly possible because of all of this.”

Still, the success of a company like Instacart ultimately depends on the quality of service offered by its workers, the vast majority of whom are independent contractors who do not earn health insurance, vacation days or paid sick leave. Instacart's full-time employees -- developers, managers and sales reps, for example -- do enjoy such benefits, but there are only about 100 of these positions at the company.

Sundararajan argued that this business model is risky for Instacart and other firms like it because it hands over so much control to workers who don't feel particularly invested in the company's overall health. Workers have detailed similar experiences at other rapidly growing apps, Uber and HomeJoy among them.

Sundararajan suggested that a company like Instacart consider, at minimum, pairing newbie shoppers with expert mentors when they are starting out.

“Eventually these companies’ brand comes from consistent high quality, and that rests almost entirely in the hands of freelance workers,” Sundararajan said. “It’s simply smart capitalism to have a healthy workforce of people motivated to work for you.”

Raman, the Instacart manager, told HuffPost the company does "try to incorporate feedback [from shoppers] into all the improvements we make in the business.”

He said the company formed a "shopper happiness" team late last year, which provides support to workers through a shopper hotline that's available 18 hours a day. The team is also responsible for shopper roundtables to inform how the company's software is designed, as well as shopper parties and other get-togethers.

Hunter Stuart contributed to this story from New York.

Clarification: A previous version of this story described Instacart's shoppers as employees; they are independent contractors.


Monday, February 2, 2015

Here Are The Best Cities To Find A Job In 2015

The U.S. job market just had its best year for hiring in 15 years, and according to a recent report from jobs website ZipRecruiter, certain cities in the West, Midwest and Southwest are primed to be big hirers in the coming year.

ZipRecruiter identified 10 cities with the strongest job markets after examining Bureau of Labor Statistics data on the 100 biggest metro areas (by job market size) that have an unemployment rate below the national average of 5.6 percent. Combining those findings with internal data, the site was then able to rank the cities based on applications per job and applicants per employer.

Job markets in major midwestern cities like Minneapolis and Fargo, for example, have blossomed in recent years, thanks to a boom in natural gas production, ZipRecruiter found. And though hiring in the oil industry may be tapering off, other sectors of these local economies are flourishing.

As for the kinds of jobs available, ZipRecruiter found that listings for positions in health care, construction and manufacturing are particularly bountiful in cities with the strongest hiring markets.

Here’s the ranking of the best cities for hiring in 2015, according to ZipRecruiter:

  • 10. Minneapolis, Minnesota ASSOCIATED PRESS ZipRecruiter score: 0.76
    Unemployment rate: 3.00

    Which industries are hiring: Professional services, health care, tech and food manufacturing are all local industries expected to hire in 2015.
  • 9. Boulder, Colorado Scott Leigh via Getty Images ZipRecruiter score: 0.75
    Unemployment rate: 3.20

    Which industries are hiring: Small and medium-sized businesses in the sectors of education, government, tech and manufacturing will be the key drivers of employment in Boulder.
  • 8. Fort Collins, Colorado Marek Uliasz via Getty Images ZipRecruiter score: 0.69
    Unemployment rate: 3.20

    Which industries are hiring: Job seekers in the fields of education, tech and manufacturing will have the best luck finding a job in Fort Collins, Northern Colorado's economic hub, according to ZipRecruiter.
  • 7. Omaha, Nebraska Jupiterimages via Getty Images ZipRecruiter score: 0.66
    Unemployment rate: 3.0

    Which industries are hiring: Home to Warren Buffett, the financial services industry, as well as the health care and tech industries will provide job growth in Omaha, according to ZipRecruiter.
  • 6. Provo, Utah Denis Jr. Tangney ZipRecruiter score: 0.61
    Unemployment rate: 3.0

    Which industries are hiring: Home to Brigham Young University, the fields of education, tech and health care are all experiencing healthy growth, according to ZipRecruiter.
  • 5. Odessa, Texas artfotoss via Getty Images ZipRecruiter score: 0.49
    Unemployment rate: 2.8

    Which industries are hiring: Led by a thriving oil industry, energy services and construction lead job creation in Odessa, according to ZipRecruiter.
  • 4. Sioux Falls, South Dakota inkknife_2000 (2.5 million + views)/Flickr ZipRecruiter score: 0.39
    Unemployment rate: 2.7

    Which industries are hiring: Sioux Falls boasts a diversified and fast-growing economy, providing job growth in the fields of mail-order pharmaceuticals, medical device manufacturing and information assurance, according to ZipRecruiter.
  • 3. Rochester, Minnesota Andy445 via Getty Images ZipRecruiter score: 0.32
    Unemployment rate: 2.6

    Which industries are hiring: Rochester, home to the world-renowned Mayo Clinic, is a major center of health care hiring. A new project by the clinic is also expected to bring thousands of construction jobs, according to ZipRecruiter.
  • 2. Fargo, North Dakota Davoud Davies via Getty Images ZipRecruiter score: 0.11
    Unemployment rate: 2.2

    Which industries are hiring: Thanks to booming population growth over the last decade, education and health care are the main drivers of job growth in Fargo.
  • 1. Lincoln, Nebraska Jupiterimages via Getty Images ZipRecruiter score: 0.07
    Unemployment rate: 2.1

    Which industries are hiring: Lincoln is first in the nation in job growth for construction, financial services, state government, manufacturing and health care, according to a study by the University of Nebraska.

Sunday, February 1, 2015

10 Worst States To Grow Old In

This story was originally published on 24/7 Wall St.

The U.S. elderly population has grown exponentially in recent decades. The number of Americans 65 and older grew from 35 million in 2000 to 41.4 million in 2011 and to an estimated 44.7 million in 2013. This trend is expected to continue as members of the baby boomer generation reach retirement age.

While it can be difficult to grow old in some U.S. states, life for seniors is often far worse in many other countries. Still, the United States will face increasingly large challenges. In the coming years, state officials, families, and individuals will need to pay more attention to the needs of the elderly — to improve medical care, access to services, infrastructure, or other amenities that become more necessary late in life.

Click here to see the worst states to grow old in

HelpAge International evaluates each year the social and economic well-being of elderly country residents in its Global AgeWatch Index. Last year, the United States was among the better places to grow old in the world, at eighth place. However, domestically, each state offers a very different quality of life for its older residents. Based on an independent analysis by 24/7 Wall St., which incorporated a range of income, health, labor, and environmental indicators, Utah is the best state in which to grow old, while Mississippi is the worst.

To be considered among the worst states to grow old, senior citizens in the states had to have relatively weak income security, as measured by several indicators. The 2013 median income among families with a head of household 65 and older, for example, did not exceed the comparable national figure of $37,847 in nine of the worst states to grow old. A typical elderly household in Mississippi earned less than $30,000, the least nationwide.

Retirees often have fixed income as they begin to tap into their savings and collect social security. Kate Bunting, CEO of AgeWatch USA, explained that, “It’s really important for older people to have reliable access to a guaranteed income.” More than 90% of Americans 65 and older in the vast majority of states received social security income in 2013. Yet, the average monthly social security benefit of $1,294 was likely not enough for many seniors.

Many older Americans also had non-social security income, such as withdrawals from 401Ks and savings as a supplement. In 2013, 47.9% of Americans 65 and older had such supplemental retirement incomes. Comparable figures in a majority of the worst states to grow old actually exceeded the national figure. Even with the supplemental retirement income many elderly residents had, it was frequently not enough to offset their financial burdens. At stake, according to Bunting, is the elderly’s “ability to eat nutritious foods, which impacts their health, and their ability to access other critical services.”

Click here to see the best states to grow old in

With lower, and often fixed, incomes, elderly Americans are vulnerable financially. In addition, age often brings a host of health problems, causing greater reliance on medical and accessibility services. To determine how the states fared when it comes to health care, we examined health services and outcomes. Among the worst states, for example, life expectancy was relatively low. In all of the 10 worst states, it was less than 80 years. Life expectancy at birth in 2011 did not exceed 76 years in four of the states.

A good education, which can lead to employment opportunities and higher incomes, is also an indication of well-being. More than 24% of Americans 65 and older had at least a bachelor’s degree as of 2013. In seven of the 10 worst states to grow old, however, less than 20% of elderly residents had attained at least a bachelor’s degree. In Mississippi, just 14.2% did, the lowest rate nationwide.

Safety often becomes a greater concern for aging Americans, as older people are often targeted by criminals. Residents of any age in the worst states to grow old also did not feel particularly safe. On a recent survey, less than 70% of residents in nine of the 10 states told Gallup they felt safe walking home alone at night. The violent crime rate in four of the worst states was also greater than 500 violent crimes reported per 100,000 residents, all among the higher violent crime rates in the nation.

In addition, policies often shape the quality of life of a state’s elderly population, particularly in terms of accessibility to services. Based on an OECD survey, all of the worst states for old people had worse accessibility to services than the majority of states. Bunting said that the aging population is growing, and it will become increasingly “important that [states] have the right kinds of policies in place that help support a quality old age.” Adapting to these demographic patterns through age-friendly policy, Bunting continued, is “important and worthwhile to do, no matter what age you are.”

These are the worst states to grow old in.